Utkarsh Small Finance Bank's Q4 FY26: Disbursements Surge by 30.1%, Advances Grow by 5.6% YoY

Utkarsh Small Finance Bank Ltd. has reported its un-audited/provisional business update for the quarter and year ended March 31, 2026. The bank's total disbursements for Q4 FY26 stood at ₹ 4,207 Crore, marking a significant increase of 30.1% YoY and 46.1% QoQ. JLG disbursements increased by 2.0% YoY and 58.2% QoQ to ₹ 1,425 Crore. Non-JLG disbursements also saw a substantial growth of 51.4% YoY and 40.6% QoQ to ₹ 2,782 Crore. Gross loan portfolio stood at ₹ 19,333 Crore, a decrease of 1.7% YoY but an increase of 5.6% QoQ. Total deposits stood at ₹ 21,654 Crore, a slight increase of 0.4% YoY and 2.7% QoQ. CASA deposits were at ₹ 5,196 Crore, a rise of 10.6% YoY and 12.7% QoQ. The bank's CASA ratio stood at 24.0%, and the CASA + Retail Term Deposits Ratio was at 82.7%. The Liquidity Coverage Ratio (LCR) stood at 177% as on March 31, 2026. The Q4 FY26 and FY26 figures are provisional and subject to audit by the Joint Statutory Auditors of the Bank and approval of the Audit Committee and Board of Directors.