Quarterly Result9 May 2026, 09:21 pm
Utkarsh SFB: Net Loss at ₹188 Cr in Q4 FY26, Down 50% QoQ
AI Summary
Utkarsh Small Finance Bank reported its financial results for the quarter and year ended March 31, 2026. Key highlights include a 46.1% QoQ growth in disbursements, a 5.6% QoQ growth in the Gross Loan Portfolio to ₹19,332 crore, and deposit growth of 2.7% QoQ to ₹21,654 crore. The bank's CASA ratio stood at 24%. The bank reported a net loss of ₹188 crore in Q4 FY26, which is 50% lower than the Q3 FY26 loss of ₹375 crore. The bank is focusing on portfolio quality, secured asset expansion, and operational strengthening.
Key Highlights
- Disbursements grew by 46.1% QoQ in Q4 FY26, with JLG disbursements up 58.2% QoQ.
- Gross Loan Portfolio increased by 5.6% QoQ to ₹19,332 crore.
- Deposits grew by 2.7% QoQ to ₹21,654 crore; CASA ratio at 24%.
- Net Loss of ₹188 crore in Q4 FY26, a 50% reduction from Q3 FY26.
- GNPA ratio improved by approximately 330 bps QoQ to 7.7% as of March 2026.